• Payment Amount, Term, Interest, Loan
• Taxes and insurance, for PITI payments!
• Sales price & down payment
• Amortization, balloon payments
• Bi-weeklies
• ARMS
• Built-in Date Math function!
• Note: Buyer Qualifying features not available on this model (only on Qualifier Plus IIIx).

• Versatile Buyer Pre-Qualifying
  For Conventional and FHA/VA Loans
• Various Payment Solutions
  P & I, PITI, Total and Interest-Only Payments
• Calculate Combo Loans
  80:10:10 and 80:15:05; Loan comparison to PMI loans with blended payment and rate
• Find Future Values
• Complete Taxes, Insurance and Mortgage Insurance
  For True PITI Payments
• Automatic Sales Price & Down Payment Calculations
  LTV function for quick purchase and refinance decisions
• Complete Amortization, Balloon Payments
• Bi-Weekly vs. Monthly Loan Comparisons
• Simplify Complex ARMs
  Including Lifetime Cap
• Find APR
  Quickly fill out a Truth & Lending Statement
• Rent vs. Buy Solutions and Estimated Tax Savings
• Built-in Date Math Function
  Closing and Expiration Dates
• Triple Zero Key
  Saves Time and Keystrokes
• Works as a Standard Calculator
• Durable and Portable
• Protective Slide Cover
• Quick Reference Guide
• Full-Sized User’s Guide
• Pocket User’s Guide
• Long-Life Batteries
• Full 1-Year Warranty

• Cash Flow, IRR, NPV and NFV
• Versatile Buyer Pre-Qualifying
  For Conventional and FHA/VA Loans
• Various Payment Solutions
  P & I, PITI, Total and Interest-Only Payments
• Calculate Combo Loans
  80:10:10 and 80:15:05; Loan comparison to PMI loans with blended payment and rate
• Complete Taxes, Insurance and Mortgage Insurance
  For True PITI Payments
• Automatic Sales Price & Down Payment Calculations
  LTV function for quick purchase and refinance decisions
• Complete Amortization, Balloon Payments
• Bi-Weekly vs. Monthly Loan Comparisons
• Simplify Complex ARMs - Including Lifetime Cap
• Find APR
  Quickly fill out a Truth & Lending Statement
• Rent vs. Buy Solutions and Estimated Tax Savings
• Built-in Date Math Function
  Closing and Expiration Dates
• Triple Zero Key
  Saves Time and Keystrokes
• Works as a Standard Calculator
• Durable and Portable
• Protective Slide Cover
• Quick Reference Guide
• Full-Sized User’s Guide
• Pocket User’s Guide
• Long-Life Batteries
• Full 1-Year Warranty

• Cash Flow, IRR, NPV and NFV
• Versatile Buyer Pre-Qualifying
  For Conventional and FHA/VA Loans
• Various Payment Solutions
  P & I, PITI, Total and Interest-Only Payments
• Calculate Combo Loans
  80:10:10 and 80:15:05; Loan comparison to PMI loans with blended payment and rate
• Complete Taxes, Insurance and Mortgage Insurance
  For True PITI Payments
• Automatic Sales Price & Down Payment Calculations
  LTV function for quick purchase and refinance decisions
• Complete Amortization, Balloon Payments
• Bi-Weekly vs. Monthly Loan Comparisons
• Simplify Complex ARMs
  Including Lifetime Cap
• Find APR
  Quickly fill out a Truth & Lending Statement
• Rent vs. Buy Solutions and Estimated Tax Savings
• Built-in Date Math Function
  Closing and Expiration Dates
• Triple Zero Key
  Saves Time and Keystrokes
• Works as a Standard Calculator
• Durable and Portable
• Full-Sized User’s Guide
• Long-Life Batteries
• Full 1-Year Warranty

POCKET REAL ESTATE MASTER
Need an inexpensive, pocket-size calculator for instant mortgage loan calculations:

The Pocket Real Estate Master helps you easily compare loan options. Find a monthly payment based on different loan amounts or interest rates. Find a loan amount based on a payment your client can afford. Quickly determine the total interest and payments paid and the future value of a home.

Calculations:

• Payment, Loan Amount, Term, Interest
• Interest-Only and Future Values
• Amortization: Principal, Interest, Interest Only and Total Payments
• Remaining Balances
• Quarterly or non-monthly loans

For real estate and financing professionals, homebuyers and anyone interested in mortgage financing.

Dedicated Functions:
The Pocket Real Estate Master uses keys labeled in simple mortgage terms to help you easily solve loan problems

• Payment, Loan Amount, Term, Interest
• Interest-Only and Future Values
• Amortization: Principal, Interest and Total Payments
• Remaining balances
• Quarterly or non-monthly loans
   

Additional Features:

• Lightweight and compact
• User set decimal placement
• Date-Math
• Sturdy, hard case with convenient 360° hinged cover
• Works as a standard math calculator with +, -, x, ÷, +/-, ∆% and √

Includes:

• Quick Reference Guide
• Easy-to-Read User's Guide
• Long-Life Batteries
• Full One-Year Limited Warranty

Need an easy-to-use, inexpensive desktop-size loan calculator for instant mortgage solutions?  The Mortgage PaymentCalc helps you quickly and easily compare loan options.  Find a monthly payment based on different loan amounts, interest rates or terms. Find a loan amount based on a payment your client can afford including Interest-Only payments.  Confidently determine the total interest and payments paid and the future value of a home. 

The Mortgage PaymentCalc helps you solve for:

• Interest-Only Payment Options
• Instant Principal and Interest Payment
• Future Values and Appreciation
• Loan Amortization and Remaining Balances
• Date-Math

It is ideal for mortgage lenders, brokers, investors, loan officers, mortgage processors, real estate agents and anyone who needs fast financing solutions.

Dedicated Functions

The Mortgage PaymentCalc uses keys labeled in simple mortgage terms to help you quickly and easily solve loan problems:

• Payments, Loan Amount, Term, Interest
• Interest-Only
• Future Value and Appreciation
• Amortization: Principal, Interest and Total Payments
• Remaining Balances
• Quarterly or Non-Monthly Loans
• Date-Math

  Features

  • Large Easy-to-Read Display
  • Lightweight and compact
  • User set decimal placement
  • Sturdy hard case
  • Works as a standard math calculator with
    +, -, x, ÷, +/-, ∆% and √

  Includes

  • Easy-to-understand User's Guide
  • Long-Life Batteries
  • 30-Day Money Back Guarantee
  • Full One-Year Limited Warranty

The professional’s residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying.  Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the “what-ifs” of Buyer Qualifying and Rent vs. Buy comparisons.

It is versatile and helps you solves for:

• Conventional, FHA/VA and Interest-Only Loan Buyer Pre-Qualifying
• Complete PITI Payment Solutions; including Interest-Only
• Amortization with Remaining Balances
  Calculate Combination Loans: any Loan-to-Value (LTV) including Interest-Only 2nd Combo, Bi-Weekly and ARMs
• Easy Rent vs. Buy Comparison and Tax Savings
• Date-math; Lock Expiration dates

For: Mortgage Lenders, Brokers and Loan Officers, Home Buyers and Sellers, Real Estate Agents and Brokers

Qualify Your Buyer or Loan Applicant Three Ways

• Qualify for Income Required, Maximum Loan Amount and Actual Ratios
• New!  Interest-Only Qualifying
• Exclusive!  Store and use any two sets of ratios (e.g. for Conventional and FHA/VA) or set custom ratios

Complete Payment Solutions

• Payments: P & I and Interest-Only Payment, PITI Payment, Total Payment with Expense and Mortgage Insurance
• Specialty Payments: Balloon and Bi-Weekly Payments
• Complete Amortization for the total period or any specified range of periods
• Future Value (i.e., Home or Land Appreciation) and Note Yields.

Evaluate and Compare Finance Options

• Combo Loans; Quickly find Payments, Blended Rate, Combined Payments and Total Amounts for any LTV, including Interest-Only 2nd  Combo
• Combo Loan Savings:  Evaluate a Combo Loan (80:20) compared to a Straight First Loan (100%), with or without Mortgage Insurance
  Rent vs. Buy Comparison: Enter Rent Payment and then quickly find Loan Amount, Price, PITI Payment, Estimated Annual and Monthly Tax Savings
• Adjustable Rate Mortgage (ARM): Simplify complex ARMS.  Show your clients the "worst-case" scenario at the touch of a key
• Tax Savings:  Estimates Tax Savings from Mortgage Interest and Property Tax
• Bi-Weekly Solutions:  Compare costs, savings, and loan paybacks against monthly schedules

Additional Features

• Date Math: Quickly find escrow closing dates or figure how many days are left until closing
• Preference Settings:  User-selected options for Payments per Year, Property Tax, Insurance, Mortgage Insurance, Decimal Preference, Tax Bracket %,  Amortization and Qualifying Ratios
• Periodic function for specifying a Periodic vs. Annual amount
• Back Space key for easy editing of entered figures
  Multiple Memory Storage
• Works as a Standard Math Calculator

Includes

• Easy-to-follow User's Guide on CD and  Pocket Reference Guide
• Full One-Year Limited Warranty
• Protective Slide Case
• Long-Life Batteries

• Take room measurements at the speed of sound!
• Built-in laser pointer to help you see exactly where you're measuring!
• 99% accurate from 2 feet to 50 feet (0.6-15.2 m)
• Easy-to-read display
• Simple to use--just point & shoot!
• Two-position measuring head
• Pocket-size and durable
• U.S. Patent No. 4,975,889
• Ultrasonic Sensor by Polaroid
• Imperial & Metric Measuring Modes

• Measures up to 999,999.9 Feet/Yards/Meters
• Bright Orange "Safety" Color
• 99.9% Measuring Accuracy
• Ergonomic Design
• Large, Easy-to-Read Digital Readout/Control Panel
• Control Panel Located Near Handle (so you don't have to stoop over to read it)
• Display Backlight (for use in darkly-lit areas)
• Handy Start/Stop Mode (prevents accidental measurements)
• "Smart Wheel" (automatically includes wheel radius for accurate wall-to-wall measurements)
• Built-in Calculator for Automatic, One-Button Measurement of Areas and Volumes
• Instant Unit Conversions (feet-inches, decimal feet, inches, yards, meters and acres)
• AutoCount feature for tallying preset distance increments
• Push-Button Counter (for tallying items)
• Memory Storage (stores up to 9 values or areas)
• 1 Meter Wheel (also uses 2-foot or 4-foot)*
• Permanent Memory
• User Set Preferences
• Rugged Construction
• Retractable/Folding Kickstand